These are some of the most common questions we get asked about making a claim after a cycling accident. If you do not find what you are looking for here feel free to call our 24/7 Freephone helpline on 0808 100 999 5, or why not use our live chat button and speak to us directly!
One approach which we have successfully utilised in such cases is a time/distance analysis (‘for how long was the cyclist there to be seen by the other party?’) utilizing a video upon which time and distance were superimposed.
The rules of the scheme stipulate that a damage only claim must be reported within 5 days and an injury claim within 14 days or as soon as reasonably practical. Inability to report due to injury would satisfy the reasonably practicable test.
This also applies if you skidded on spilt diesel or some other contaminant, because the culprit in those circumstances is by definition untraced. A claim for injury must be brought within 3 years (as per the normal rules), but a damage only claim within 9 months.
The details ought to be volunteered; it is not for the victim to have to drag the details out of the third party. If they are not forthcoming, explain that you will then report the incident. This pre-supposes that the Police did not attend; if they did the driver will probably have been issued with a ‘producer’. If injuries have been sustained, the incident is reportable irrespective. The third party is also required to provide insurance details to anyone reasonably requiring them. Seek advice from the Helpline.